Golden State Education Resource

One of the most common questions about Chapter 13 bankruptcy is what happens if your financial situation changes during the duration of the plan? After all, a Chapter 13 plan runs from between three to five years and a lot of life can happen in that period of time. What happens if you or your spouse lose a job, get sick or in an accident and incur medical expenses, or have a change in family size? Fortunately, Chapter 13 bankruptcy does have a great deal of flexibility in case of a change of income or expenses during the duration of the plan. Many times the court can agree to modify your Read more

A vacation home is a place meant to spend time together with the loved ones and to create memories that can be cherished. Some time ago, people considered investment in resort home as a second home for their family, and also as a long term investment. In the recent period, the view has changed and it is considered as an investment that they could use occasionally. It seems there are more questions than answers regarding the current real estate market. Real estate is an area that is difficult to analyze due to its local nature, with various submarkets and niche-markets to be taken into Read more

When buying term life insurance you need to have on your thinking cap. In other words, decisions will need to be made. And every decision that is on your plate is an important one. The last thing you want to do is make a mistake when buying a term life insurance policy. This will result in problems now and in the future. If you buy exactly what you want and need you will not have anything to worry about. The first decision, and maybe the most important, is how much term life insurance you want to buy. Do you need a $100k policy? How about a one million dollar policy? As you can see, there Read more